Homes in the Hagerstown, Md as well as the tri-state area!Avoiding Foreclosure

Debra Moser
RealtorĀ®, ABR

 

You May Have A Better Way Out!
If You Are Facing Foreclosure, You May Have A Better Way Out!

There are countless hardships that can turn home ownership from a joy into a burden. Times are tough and many people are finding themselves faced with the unfamiliar situation of not being able to make their mortgage payments. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. What is most shocking is that most of the home owners who have lost their homes to foreclosure received no professional intervention whatsoever. Often times they talked to their bank, realtor, or attorney, and they were basically told there is nothing that can be done.

The truth is there are options; options that need to be considered as soon as possible.

The ramifications of foreclosure are huge and long-term and often can be avoided. If you need help, there are approaches that can help, but you may not be familiar with them. One of these is a "short sale."

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowners credit than a foreclosure does.

If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit rating, please click on the “Contact Info” link and I will be in touch for a private, personal consultation with helpful information.





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